Minors Account

Terms & Conditions

A Minor Account is an e-wallet account created by the legal guardian of a minor. It allows the guardian to manage the spending of their children between the ages of 6 and under 18 years old.

Definitions

• Minor: Any individual (male or female) under the age of 18 years old
• Guardian: The legal guardian who represents the minor and is responsible for opening and approving the e-wallet account.
• Wallet Account: An account created and managed by the guardian for the child.
• Account Permissions: A list of permissions that the guardian allows the minor to use, within a specified monthly spending limit.
• Guardian’s Wallet: The main wallet belonging to the guardian, through which the minor’s account is created.

Eligibility

The guardian is allowed to open a minor’s wallet account for children aged 6 to 18 years through their own active wallet.

How to Open a Minors Account

1. Update the app to the latest version
2. Tap on the “Minors Account” icon on the home screen
3. Follow the on-screen steps and enter the required information
4. Complete identity verification via Nafath
5. Download the app on your child’s device and log in using the same mobile number used during registration

Account Creation and Approval

• The guardian must have an active digital wallet account in order to open a minor account.
• The minor account is created and approved through the guardian’s wallet upon their request and consent.

Responsibility

• The guardian bears full responsibility for opening the minor’s account, and for all transactions and services performed through it.
• The guardian is also fully responsible for any misuse or unauthorized use of the account.

Services Available to the Minor Account

• Issuing Barq payment cards
• Access to the Barq Store
• Transfers to other Barq wallets
• Playing in the Game Center

Usage Limitations

• The maximum monthly usage limit for the minor’s wallet account is SAR 3,000 only.
• Minors are not allowed to perform the following:
  • Local or international transfers
  • Cash withdrawals
  • Receiving transfers from any party other than the guardian
• The guardian may authorize another individual responsible for the minor to manage the account and define its permissions.

These terms complement the general Terms & Conditions of opening the eWallet and do not replace them

For inquiries, please contact:

8001000077